
According to new data published by SHRM (Society for Human Resource Managers) roughly half of large employers (500+ employees) reported that they are likely to make design changes to their benefits plans in 2026. Many of these changes are not going to be good for employees – shifting more of the premium costs to employees, choosing plans that raise the deductibles or out-of-pocket maximums. While employers are still saying they want to avoid these changes, the also are expressing ongoing concerns about the growing increases in the costs of healthcare insurance. These costs grew by 4.5% in 2024 and are anticipated to grow another 5.8% by the end of 2025. Its safe to say that many Employers are finding new ways to balance their need to retain and attract employees while dealing with changes in the cost structures attached to these employees that are having a direct impact on their bottom lines.
